Pay Advantage
As many homebuyers are now discovering, using an FHA mortgage to finance a home has become quite an expensive experience due to the new FHA mortgage insurance guidelines.

Consequently we are now very proud to offer the conventional Pay Advantage loan, which allows up to 97% loan to value and it does not require any upfront or monthly mortgage insurance throughout the life of the loan.

This product is quite extraordinary, when compared to the alternative options at the same loan to value. In general, most homeowners save an average of $245 per month by choosing Pay Advantage vs. a traditional conventional or FHA mortgage loan.

Additionally, there is a greater tax advantage with this product in terms of the federal tax liability while it is expected that congress will eliminate PMI as a tax write off at some point in the foreseeable future.

C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; NMLS # 135622. C2 Financial is a VA approved lender; not endorsed or sponsored by the Department of Veterans Affairs or any government agency. Loan approval is not guaranteed and is subject to lender review of information. Loan is only approved when lender has issued approval in writing. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. This licensee is performing acts for which a real estate license is required. C2 Financial is licensed by the California Bureau of Real Estate: Broker #01821025. NMLS #135622. California Bureau of Real Estate #01326712, NMLS#84095.
About Us
Copyright 2017