First Time Home Buyers
Thinking about buying that first home? Now is one of the best times to do so. Low interest rates combined with low prices and numerous homes on the market make it an ideal time to purchase your first home.

Being a homeowner brings many benefits. First, you have the benefit of the pride of ownership. When you own your property, you can paint, hang pictures, change flooring, and even remodel without any concern for what another person, like a landlord, thinks. It is truly your space to do with as you wish. But outside of this, there are also economic benefits to owning a home. First, you receive tax deductions for mortgage interest. Second, you build equity as property values increase over time or you reduce the principle on your mortgage through your monthly payments. That equity can be tapped into through loans when you need extra cash, or it can be saved for the eventual sale of your home. Then you can use the equity for a nice down payment on your next home as you move up. When you rent, you receive no tax deductions, and you are spending all of your money funding someone else’s investment. And with modern mortgage products, you don’t have to have a lot of money for a down payment in order to do so.

We understand that purchasing your first home is often an overwhelming process. With so many mortgage options out there, the need to pay expensive closing costs, and the monumental task of finding the perfect home, many first time buyers feel overwhelmed at the thought of purchasing a home. Our Home Loan Specialists are here to help. Give us a call today, and one of our specialists will walk you through the home buying process, help you choose the loan product that best meets your financial needs and goals, and ultimately put you in the position of owning your own home. With our help, you can become a homeowner sooner than you think!

C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; NMLS # 135622. C2 Financial is a VA approved lender; not endorsed or sponsored by the Department of Veterans Affairs or any government agency. Loan approval is not guaranteed and is subject to lender review of information. Loan is only approved when lender has issued approval in writing. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. This licensee is performing acts for which a real estate license is required. C2 Financial is licensed by the California Bureau of Real Estate: Broker #01821025. NMLS #135622. California Bureau of Real Estate #01326712, NMLS#84095.
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