95% Purchase Loan
Conventional conforming home loans are currently made available to individuals who are ready to finance a home with a down payment of 5% or more. Although they require monthly mortgage insurance and as well as above average credit history, unlike FHA financing there is not any upfront mortgage insurance.

While there are some stipulations, conventional financing can be used to purchase a single-family residence, townhouse or a condominium. The property must be owner occupied and if its is a condominium or a town home, it must also meet specific guidelines such as percentage of units that are owner occupied and the current status of the homeowner’s association.

If low down payment conventional financing is an option that may work for your situation, let our home loan experts assist you with your new purchase today.

C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; NMLS # 135622. C2 Financial is a VA approved lender; not endorsed or sponsored by the Department of Veterans Affairs or any government agency. Loan approval is not guaranteed and is subject to lender review of information. Loan is only approved when lender has issued approval in writing. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. This licensee is performing acts for which a real estate license is required. C2 Financial is licensed by the California Bureau of Real Estate: Broker #01821025. NMLS #135622. California Bureau of Real Estate #01326712, NMLS#84095.
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